Let's talk politics.

[burtybasset]

I should clarify that last post. Providers being paid for healing is awesome. Insurance companies making more than the providers is corrupt. Insurance as a savings account to provide for asset protection has merit. Having that savings account pay profits to charlatans is corruption of the basic premise. Having a government force the populace to support certain private industries is akin to mafia style strong arm tactics.

The whole thing is mafia style strong arming, paying the government for protection money, wasn't that called racketeering back in the day?

[Party]

The problem is the sur charge insurance companies are forced to pay to help fund the affordable part. Since my company has to spend 40% more for the insurance they took a 40% reduced plan. Then the outlay to the company remains the same, but the employees get reduced more expensive coverage.
All the way around it would have been cheaper and better coverage if we just socialized medicine. If we quit having bastardized systems written to give insurance companies maximum profits with reduced exposure the average person would pay less ii nn taxes and premiums. We currently pay higher amounts in total than the countries with socialized medicine.
Making profit off health is silly. Making profit off insurance is corrupt.

You know I love ya Wish but why give government more power in our lives.

[burtybasset]

Insurance is a little bit of a nonsense concept anyway I feel - just in case money if you will - I'm selling just in case a big meteorite hits us insurance if anyone wants to buy it, get it quickly before the big space rock comes! Its massively expensive, but just think how much all the damage would cost if you don't get this insurance!!!

Small print - All claims will require ten years processing and will be cancelled in the event of a meteor actually hitting us.

[Tamora]

I've been very fortunate to be born in a country that has a national health service where medical care is free at the point of source. It certainly isn't "free" because I, like most, have paid a lot of money over the years into it but I have peace of mind that if I ever did need medical attention for whatever reason I would receive world class treatment and I would not have the burden of worrying about how I was going to pay the bill.

In my opinion, for what it's worth, I think it's obscene that a health of a nation should be dictated by the level of insurance policy they buy and what that individual can afford. Sure, in the UK we can buy private medical insurance but, in most cases, one may find that they are in the same hospital in a separate ward with a private room and a TV on the wall but the doctors and the care will be exactly the same.

The UK is far from perfect but I thank God that we have the system that we do. I have never had to worry about whether a doctors treatment is a means for him or her to line their pockets with profit from my misfortune and because that burden is taken from the equation for both parties I have total faith in the treatment i receive.

[rbi99]

Not sure, but the so called Presidency from hell isn't doing so bad. These numbers haven't been pulled out of some liberal think tank, but from the sources where these kinds of numbers have always been drawn from.

Obama?s Numbers (October 2015 Update)

[islander]

I really like insurance. I guess because of the way our laws are set up. They are set up that you need insurance. Whole separate discussion. Lol

Example. Car insurance. If I total my car I get a new one. If I'm at fault they pay not me.
House: if there's a fire I get 100% replacement costs even if the replacement is higher than I paid for anything in the house at the time AND even if it costs more to rebuild than I paid for the house!
Life: it's a favor. when I die whoever is my heir can keep living in the manner they have become accustom. They will be sad enough ( lol)
Disability: where I live you need $75k per year for a top notch nice nursing home. Who the hell has that? With the policy it will roughly cover 80/90% of that. The rest Medicare pays. I deserve the last years in a nice place. The premiums over 25 years total $45,000 so believe me in one year I would be on the positive side of that deal.

Health: I agree it's a total sham the way it's set up. But since I'm super happy here in the US I will deal with it.

We have a lot of taxes. Lots of insurance. No doubt.

[Jackxxx]

I really like insurance. I guess because of the way our laws are set up. They are set up that you need insurance. Whole separate discussion. Lol

Example. Car insurance. If I total my car I get a new one. If I'm at fault they pay not me.
House: if there's a fire I get 100% replacement costs even if the replacement is higher than I paid for anything in the house at the time AND even if it costs more to rebuild than I paid for the house!
Life: it's a favor. when I die whoever is my heir can keep living in the manner they have become accustom. They will be sad enough ( lol)
Disability: where I live you need $75k per year for a top notch nice nursing home. Who the hell has that? With the policy it will roughly cover 80/90% of that. The rest Medicare pays. I deserve the last years in a nice place. The premiums over 25 years total $45,000 so believe me in one year I would be on the positive side of that deal.

Health: I agree it's a total sham the way it's set up. But since I'm super happy here in the US I will deal with it.

We have a lot of taxes. Lots of insurance. No doubt.

Yes insurance is nice. They are awesome. I like them too. But it is up to each individual freedom have or not have insurance. A government CANNOT force its citizens to pay for a service they do not want. How is that different from a tyranny?? Imagine I tell somebody "You will buy tomorrow 10 liters of coca cola and store them because I know some day you will feel like drinking coca cola and you will have it there. And if you don't drink it, your neighbors can drink it. And if you don't buy it, I will force you to pay a penalty for disobeying my orders"

This administration has been catastrophic like no other in the history of this country. And the candidates coming up on the left are even worst. The democratic party is shifting completely to a total socialist/communist agenda. And unfortunately the supporters of those Luciferian ideologies are growing.

[closed224]

Landi, my house burnt down. I had replacement cost insurance also. In order to replace my house and contents I only had to come up with $285,000.00. Then after it was built and furnished I could submit the receipts and get reimbursed... Guess who didn't have the money? So I took the $125,000.00 and converted my garage into a house. Check your replacement cost insurance and see what the procedure is if your house and belongings burn up.
Car insurance I pay $400.00 per month for full coverage on 2 cars now. I have had to use insurance 3 times to repair vehicles. Total cost of repairs on all three of those instances was $18,000.00. Total insurance costs for vehicles in my driving career has been over $60,000.00.
Medical 3 of my children were born in my bedroom because my wife was kicked off insurance each time we got pregnant. I spend over $10,000.00 per year in college pays, deductibles, and medicine costs. On top of that we spend very close to $16,000.00 per year for the insurance.
The government has been forcing insurance to be purchased for many years.
The profits made by insurance companies allow them to buy the banks.
Allow them to buy anything they want. Including buying the right to write the ACA.
Some of the most profitable companies in the world. You buy a product, but if you use it you are dropped or penalized.

Party we already pay the government more than they require, and they are already in our pockets and lives. If you take the costs of taxes, and insurance and see what we are spending it is higher than any country that has government run health service. O hate government, but what we are allowing now is ridiculous. Some of it is socialized. Medicare, veterans, medicaid. Then private which is now required. All so convoluted we don't look at the actual costs.
Just look at the profits. Follow the dollars. We are getting the shaft. They are getting the gold mine.

[LongNThick]

Not sure, but the so called Presidency from hell isn't doing so bad. These numbers haven't been pulled out of some liberal think tank, but from the sources where these kinds of numbers have always been drawn from.

Obama?s Numbers (October 2015 Update)

I could go on to discuss just about each and every one of those topics as they have beed on the internet, but lets just say that the numbers on the face may be good, but statistically they are not, and each administration has its own way of spinning them, and it has continually gotten worse with each one.

Take for example the unemployment rate and the long term unemployed as these can both be addressed by the same thing. The U6 still has the true unemployment levels at double what the media reports. The U6 is currently 10.1%

Long term unemployed has failen for two reasons, one they have been on unemployment for as long as they can and no longer qualify, and 2 they have taken part time jobs as they need some sort of income. This is underemployment which is just as bad as these people usually do not qualify for the additional benefits of those that have full time employment. FYI, underemployment is another unforeseen byproduct of the ACA where companies need to keep a certain number of people on the workforce but are looking to keep expenditures lower, and as a result, now split shifts between two employees where each may work 25 hours a week thereby making them part time and not qualified for benefits such as health insurance.

[Party]

I could go on to discuss just about each and every one of those topics as they have beed on the internet, but lets just say that the numbers on the face may be good, but statistically they are not, and each administration has its own way of spinning them, and it has continually gotten worse with each one.

Take for example the unemployment rate and the long term unemployed as these can both be addressed by the same thing. The U6 still has the true unemployment levels at double what the media reports. The U6 is currently 10.1%

Long term unemployed has failen for two reasons, one they have been on unemployment for as long as they can and no longer qualify, and 2 they have taken part time jobs as they need some sort of income. This is underemployment which is just as bad as these people usually do not qualify for the additional benefits of those that have full time employment. FYI, underemployment is another unforeseen byproduct of the ACA where companies need to keep a certain number of people on the workforce but are looking to keep expenditures lower, and as a result, now split shifts between two employees where each may work 25 hours a week thereby making them part time and not qualified for benefits such as health insurance.

Agree completely. No wonder the new job creation numbers look so good. Two part time jobs for every full time job cut because of ACA.